Medicare and life insurance help in Middle Tennessee — from a broker who lives here
Serving Nashville and Middle Tennessee. Compare every plan available in your county, understand exactly what you are buying, and keep a local phone number to call when something goes wrong. Free advice, no pressure, no fee.
Our Anchor Is Your Peace of Mind
What We Do
Every kind of coverage a Middle Tennessee family needs
From your first Medicare decision at 65 to protecting your family with life insurance and turning savings into guaranteed retirement income.
Medicare
Medicare
Sort out Original Medicare, Advantage, Supplements and drug coverage with a licensed local broker who explains it in plain English.
Learn morePart A
Hospital coverage is the foundation of Medicare — but it is far from complete on its own.
Learn morePart B
Part B pays for doctors, outpatient care and testing — and leaves 20% of the bill with you.
Learn moreMedicare Advantage
All-in-one coverage with low premiums, network rules and a hard cap on your yearly costs.
Learn moreMedicare Supplement
Predictable costs, no networks, and freedom to see any provider who accepts Medicare.
Learn morePrescription Drug Plans
The right Part D plan is the one that covers your exact medications at your pharmacy.
Learn moreMedicare Medicaid
If you qualify for both programs, you are likely leaving benefits on the table.
Learn moreTurning 65
One appointment, a clear checklist, and every deadline handled before it becomes a penalty.
Learn moreMedicare Broker
One licensed advisor, many carriers, zero cost to you.
Learn moreHealth Coverage
Life Insurance
Life Insurance
The right amount, the right type, from the carrier that prices your situation best.
Learn moreWhole Life
Coverage that never expires, a premium that never rises, and cash value that grows.
Learn moreFinal Expense
A small, simple policy so your family isn't writing checks during the hardest week of their lives.
Learn moreTerm Life
The most coverage per dollar, for the years your family can least afford to lose you.
Learn moreLife Insurance Broker
We shop your health history to the carrier most likely to approve you at the best rate.
Learn moreTurning 65, retiring, or just tired of the mailers?
One conversation replaces a stack of postcards. We will lay out your real options in twenty minutes.
Why Neighbors Choose Us
Advice you can check up on, from a broker who is easy to contact and willing to help
Independent, not captive
Appointed with many carriers, so the plan we recommend is chosen on merit — never because it is the only one we can sell.
Licensed in Tennessee
State-licensed and re-certified with our carriers every year, including annual Medicare training and testing.
Fast, same-day response
Live answers during business hours and same-day callbacks after hours. During Annual Enrollment, we extend our hours.
Service for as long as you're covered
Billing questions, denied claims, lost cards and yearly plan reviews — all handled by the same person who enrolled you.
Local Knowledge
Middle Tennessee coverage decisions are different — and we know why
Medicare Advantage and Part D availability are set county by county. A retiree in Nashville sees different plans than a neighbor in Clarksville or McMinnville, and provider networks around Middle Tennessee hospitals are not the same in every county. We quote only what you can actually buy and use where you live.
We also know how people here live: farms and family businesses that need continuity planning, commuters to Nashville who keep doctors in two counties, and rural households where a plan's transportation benefit is the difference between making an appointment and missing it.
Around Nashville
Call or Message
Dan Willard - Anchor Life and Health Insurance
Nashville, TN
Mon–Sat 8:00am – 7:00pm · After-hours calls returned same day
(615) 437-6275Service Areas
Serving Nashville and these Middle Tennessee counties and cities
Nashville and Middle Tennessee are home. We drive out to neighbors across the counties below, and meet by phone or video when that is simpler.
Nashville & Surrounding Counties
Where most in-person appointments happen — Nashville and the communities ringing it, all within an easy drive.
Davidson — Nashville · Williamson — Franklin / Brentwood · Rutherford — Murfreesboro / Smyrna · Wilson — Lebanon / Mt. Juliet · Sumner — Gallatin / Portland · Robertson — Springfield / White House · Cheatham — Ashland City / Pegram · Montgomery — Clarksville
Upper Cumberland
Rural counties east of Nashville where provider networks and plan availability change from one county line to the next.
Trousdale — Hartsville · Macon — Lafayette / Red Boiling Springs · Smith — Carthage / Gordonsville · Clay — Celina · Jackson — Gainesboro · Putnam — Cookeville / Monterey · Overton — Livingston · White — Sparta / Doyle · DeKalb — Smithville / Alexandria
Southern Middle Tennessee
Families south and southeast of Nashville, from the Highland Rim down toward the Alabama line.
Warren — McMinnville / Smithville · Cannon — Woodbury / Auburntown · Coffee — Manchester / Tullahoma · Bedford — Shelbyville / Bell Buckle · Marshall — Lewisburg / Chapel Hill · Maury — Columbia / Spring Hill · Lawrence — Lawrenceburg / Loretto
Western Middle Tennessee
Communities along the Duck and Tennessee rivers, reached in person by appointment or by phone and video.
Dickson — Dickson / Charlotte · Hickman — Centerville · Humphreys — Waverly / New Johnsonville · Houston — Erin / Tennessee Ridge · Perry — Linden / Lobelville
Companies We Represent
Independent, and appointed with the carriers Middle Tennessee families use
Medicare Plans
DevotedLife Insurance
Royal Neighbors of America
Ascendo
ContinentalCustomer Reviews
What clients across Middle Tennessee say about Dan
Dan Willard is great! He is personable as well as very knowledgeable about insurance. Always easy to contact and willing to help with anything that I need or have a question about. I don’t how I made it this far without him.
Dan Willard is my personal Life and Health Insurance agent, he has been for several years and I (or my husband) would never change agents. He has spent hours helping my husband and I pick the health insurance we needed. He is kind and patient and very knowledgeable in his trade. We consider him number 1 in our books.
Dan has always been a pleasure to work with. He is very easy to talk with and explain things to. He makes appointments as soon as possible and gets his job done quickly and precisely. He’s been the best insurance agent I’ve ever had.
Dan was a great help when my wife and I were searching for a supplement plan after we signed up for Medicare. His wealth of knowledge in healthcare plans is valuable and made it easy to find the right fit for our needs. Dan is easy to communicate with and answered all of our questions. I would highly recommend Dan to anyone looking for an insurance or a Medicare supplement plan.
Dan is the man, he has been my agent for several years, both life and health. Always been there for me, anytime I call he’s always here for me. Always looking out for our best interest.
Dan Willard has helped me so much without getting paid for it. He is a good honest person. If you want a good man then Dan is the person you want.
Dan Willard is a great knowledgeable agent. He has been my life and health agent for 11 years. Anytime I have had a question or concern he has always been there for me. I couldn’t ask for a better agent!
I have been a client of Dan Willard for 10+ years. He has guided me through Health and Life insurance policies … things I didn’t understand he helped me understand about insurances. He is very honest and will find you a plan that fits you. He is just like family. Thank you Dan for caring so much about your clients.
Dan is the one who will get you a plan for all of your health needs to keep you all healthy. Yes, he was very much in my corner and got the best coverage for me.
Let me tell you about my Medicare Advantage agent, I would not trade him for anything. He listens, he explains the insurance, and makes for sure it’s what is beneficial for you and your needs. He doesn’t rush you through, Mr. Dan Willard is very kind and considerate and that means a lot.
I am so thankful Dan came into my insurance life. He has explained things to me so that I could make a right decision and helped me anyway he could. I recommend him whenever I can. Thanks again Dan!
Dan Willard is the most caring person I have ever met. He has been our Life and Health insurance man for 9 years. He is thorough. I’d be in awful shape if I had to figure out all this Insurance myself. If I have questions, he is more than happy to help… So I recommend Dan for anything.
Dan is very Knowledgeable and answers all our questions. He is very easy to talk with. Other agents we have dealt with were very hard to get a hold of. We consider Dan a friend.
Common Questions
Before you call, here is what people ask first
Do you charge for a consultation?+
No. Consultations, comparisons and enrollment help are free. Insurance carriers pay licensed brokers a regulated commission, and plan premiums are identical whether you enroll through us or on your own.
How quickly will someone get back to me?+
Calls are usually answered live during business hours, and messages left after hours are returned the same day. During Medicare's Annual Enrollment Period we extend hours to keep that promise.
Do you meet in person?+
Yes. We meet at your kitchen table or any location in Middle Tennessee that's convenient for you. We can also meet with you by phone or face-to-face video if you prefer.
Which insurance companies do you represent?+
We are independent and appointed with many national and regional carriers serving Middle Tennessee. That lets us compare plans side by side instead of defending one company's lineup.
Get a free quote today — it costs nothing to know your options
Call (615) 437-6275 or send a message and a licensed local broker will walk you through Medicare, life insurance or annuity options built around your situation.